Who is TEMPOE?
TEMPOE is a fully online company offering merchandise leasing. Transactions with TEMPOE are confidential, secure and compliant with all Federal Consumer Leasing laws.
How does the TEMPOE program work?
Before your lease is created: You can apply online or at any of our partner stores, which can be found on the Store Locater portion of the www.TEMPOE.com. Once you are approved, you will receive an Approval ID. Your Approval ID allows our partner stores to access your approval through our leasing site. You pick out the products you want and a trained sales associate will walk you through setting up your lease agreement. After you have finalized your lease: Once you have signed your lease, TEMPOE will process your first payment in the store and you will receive your merchandise once that payment has cleared. You will continue to make periodic payments on the merchandise through the approximately 5-month minimum term to TEMPOE from the account provided. Once you have reached the minimum term, you have three options: (i) continue to lease by continuing to make lease payments in same frequency and amount, (ii) return the item or (iii) purchase the item, except in NJ, VT, WI and WV.
How much do I have to pay today?
You must make your first lease payment in order to accept delivery of your items. You can use the calculator to determine your first payment amount.
Do you require a minimum lease term?
Yes. Once the approximately 5-month minimum term is completed, you can continue leasing your item(s), return them to TEMPOE, or purchase them in qualifying states. [Purchase option not available in NJ, VT, WI & WV].
Is there an interest rate?
No! TEMPOE programs are rentals. They are not loans, and therefore do not have interest rates. Please carefully examine your payment schedule to see your payment amounts.
Can I apply if I have bad credit or have filed for bankruptcy?
Yes! Approvals are not affected by bad credit, lack of credit, or previous bankruptcies so long as all bankruptcies have been dismissed or discharged. *Important note: It is criminal fraud to lie about your bankruptcy status.
If I don’t have a job can I still apply?
Yes! We accept alternative forms of income such as Social Security, Retirement, Pension and Self-Employment. In some cases, additional information may be required to verify income. If you think your income may not qualify, please email us at info@TEMPOE.com or call us at 844-TODAY4U (844-863-2948).
Do I make my payments at the store?
The first payment is made in-store to TEMPOE. The remaining payments are auto-deducted from the account you identified when you executed your lease. Payments will process on the dates listed on your lease payment schedule. If you would like to update your payment method please visit the Customer Track portal.
Can I return the merchandise to TEMPOE before the 5-month minimum term is met?
Shop carefully. Signing your lease obligates you to the approximately 5-month minimum term and the associated payments.
What is an ACH Authorization?
An ACH Authorization is your instruction that allows us to electronically withdraw a specified amount of money from your bank account on an agreed upon day from each payment period.
Can I enter a P.O. Box for my address?
No. The physical address where the merchandise will be located is required.